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Each Kiva loan helps people build a better future for themselves and their families.

Today's loan spotlight

Today's loan spotlight

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Kiva loans to Women

Women

5789 loans

Worldwide, women have much less economic opportunity, security, and freedom. Support women starting their own businesses, going to school, and investing in the health of their communities and families.

Kiva loans to Agriculture

Agriculture

2408 loans

Farmers often struggle with unpredictable weather, unexpected crop performance, and fluctuating market prices, making it difficult to meet their basic needs, let alone plan for the future. With as little as $25, you can help agricultural ventures grow in every corner of the world. Support a farmer with an agricultural loan today.

Kiva loans to Education

Education

29 loans

Help underprivileged and marginalized students attend vocational school, university or other higher education institutions and give them a chance to reach their full potential. The economic returns for higher education graduates are a 17% increase in earnings.

Kiva loans to Refugees and IDPs

Refugees and IDPs

205 loans

More than 79 million people have been forced to leave their homes in the wake of human or natural disasters, and most can’t return for many years, if ever. Refugees, internally displaced people and host communities need our support.

Kiva loans to Eco-friendly

Eco-friendly

325 loans

Protecting our environment protects the prosperity of the seventh generation. Many Kiva loans step us toward meeting the basic needs of all, within the means of the planet. We have great green loans for sustainable energy, recycling of metal and used clothing, regenerative agriculture and more.

325 loans

Kiva loans to Kiva U.S.

Kiva U.S.

40 loans

Small businesses create 2 out of every 3 new jobs in the U.S. Support financially excluded and socially impactful borrowers with these 0% interest loans.

40 loans

Kiva loans to Livestock

Livestock

157 loans

Cows, pigs and other animals have the potential to dramatically increase farming incomes, but the initial cost can be a barrier. Help farmers invest in their futures.

157 loans

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Kiva loans to Arts

Arts

Kiva loans help artisans all over the world buy the materials they need to create their products and grow their businesses. Often their skills have been passed down for generations, and a bit of capital goes a long way towards preserving important cultural traditions. Support artisans by contributing to a loan to an artisan today with as little as $25.

197 loans

Kiva loans to Ending soon

Ending soon

Be an 11th-hour hero by supporting loans that are running out of time to fundraise on Kiva. "Fixed" funding model loans won't receive any funds if they don't raise the full loan amount within the fundraising period. For "Flexible" funding model loans, Kiva sends whatever amount lenders contribute, even if it isn't the full loan amount. These loans still only have 30 days to raise as much as possible toward the loan amount. Be the difference today.

463 loans

Kiva loans to Single parents

Single parents

Help a mother or father who's facing the challenge of supporting a family without a partner.

227 loans

Kiva loans to Health

Health

Help families and communities access the medicine, surgeries and healthcare services they need.

56 loans

Kiva loans to Mission-driven orgs

Mission-driven orgs

Mission-driven enterprises seek to scale positive social impact. Your funding helps these enterprises grow by improving cashflow, purchasing inventory or equipment, or providing financing for their clients.

191 loans

Kiva loans to Food

Food

These borrowers are fueling their communities with food (and love) at markets, small grocery stores and restaurants.

1945 loans

Monthly Good

Join Monthly Good

Support a borrower every month from a selection handpicked for you for as little as $5.

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FAQs

Founded in 2005, Kiva is an international non-profit with a mission to expand financial access to help underserved communities thrive. One of the ways we do this is by crowdfunding loans. Kiva has been recognized by the World Bank as a global innovator. You can read reviews about us on Yelp.

The people on our platform want equal opportunity and are proud to pay their loans back, so you can pay it forward. Lending on Kiva creates a partnership of mutual dignity and makes it easy to touch more lives with the same dollar. When you get repaid, you can pay each repayment forward to the next borrower. You can also withdraw your funds at any time.

Our impact analysts follow a rigorous process to vet the loans on our platform using advanced social impact models to ensure your dollars are making the world a better place. Additionally, in as quickly as a month, you will receive your first repayment, evidence that the borrower is doing well and able to put the loan to good use. Kiva has a 96% repayment rate for this reason.

In addition, these loans typically come with services like insurance and educational programs provided by our partners in each region.