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Each Kiva loan helps people build a better future for themselves and their families.

Today's loan spotlight

Today's loan spotlight

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Founded in 2005, Kiva is an international non-profit with a mission to expand financial access to help underserved communities thrive. One of the ways we do this is by crowdfunding loans. Kiva has been recognized by the World Bank as a global innovator. You can read reviews about us on Yelp.

The people on our platform want equal opportunity and are proud to pay their loans back, so you can pay it forward. Lending on Kiva creates a partnership of mutual dignity and makes it easy to touch more lives with the same dollar. When you get repaid, you can pay each repayment forward to the next borrower. You can also withdraw your funds at any time.

Our impact analysts follow a rigorous process to vet the loans on our platform using advanced social impact models to ensure your dollars are making the world a better place. Additionally, in as quickly as a month, you will receive your first repayment, evidence that the borrower is doing well and able to put the loan to good use. Kiva has a 96% repayment rate for this reason.

In addition, these loans typically come with services like insurance and educational programs provided by our partners in each region.