Map of Kiva lending locations

Where Kiva works

Kiva serves borrowers in more than 70 countries on 5 continents. We’re headquartered in San Francisco, with offices in Nairobi and Bogota and staff stationed around the world. We also have incredible volunteer fellows working in local communities across the globe throughout the year.

In addition to all these dedicated Kivans, we would not be able to reach so many communities and scale our impact without the extensive network of Lending Partners and Trustees who help connect us with borrowers.

Lending Partners do incredible work– they screen borrowers, post loan requests to Kiva for funding, disburse loans on the ground and collect repayments. Most Lending Partners are microfinance institutions, but they can also be schools, NGOs or social enterprises. They all share one thing in common: the desire to improve people’s lives through safe, fair access to credit. Learn how to become a Lending Partner.

Trustees endorse loans, vouching for borrowers who want to apply for direct loans on Kiva, which are loans that aren’t administered by Lending Partners. Learn how to become a Trustee.

Check out a full list of Trustees, or learn more about our Lending Partners below.


Find a Lending Partner

283 Partners
  Show Closed Partners:
Lending Partner Name and Country Lending Partner Social Performance Strengths Partner Risk Rating: Delinquency Rate Default Rate
12.14% 0.32%
Inactive
0.14% 0.07%
0.35% 0.08%
Humo

Humo

212 months on Kiva
Tajikistan
0.44% 0.26%
2.38% 0.27%
80.74% 1.20%
9.85% 0.21%
Inactive
0.00% 0.52%
0.24% 1.18%
Kaebauk

Kaebauk

153 months on Kiva
Timor-Leste
Inactive
0.00% 0.25%
3.65% 0.84%
4.32% 1.24%
4.41% 0.46%
13.28% 0.12%
Credo

Credo

169 months on Kiva
Georgia
0.17% 0.23%
2.33% 1.43%
6.80% 1.13%
5.06% 0.60%
Inactive
16.52% 0.28%
2.39% 5.13%
65.62% 12.49%
11.44% 3.98%
2.73% 0.00%
0.00% 5.38%
0.00% 0.00%
8.28% 1.39%
1.14% 1.66%
24.07% 0.97%
6.29% 0.45%
MiCredito

MiCredito

171 months on Kiva
Nicaragua
Costa Rica
15.85% 0.55%
Inactive
0.18% 0.07%
Hekima

Hekima

179 months on Kiva
Congo (DRC)
14.96% 0.16%
0.79% 0.33%
2.31% 0.77%
0.50% 0.00%
Inactive
0.00% 3.46%
7.16% 0.70%
0.62% 0.37%
4.93% 0.00%
d.light design

d.light design

58 months on Kiva
Namibia
Kenya
Benin
Liberia
Madagascar
Mali
Mozambique
Niger
Nigeria
Papua New Guinea
South Africa
Zambia
Zimbabwe
0.00% 1.97%
8.29% 0.02%
Jibu

Jibu

97 months on Kiva
Uganda
Rwanda
Kenya
Congo (DRC)
Burundi
Zambia
Ghana
2.32% 0.22%
3.44% 0.69%
76.68% 1.00%
9.49% 0.04%
Inkomoko

Inkomoko

139 months on Kiva
Rwanda
Kenya
44.91% 1.39%
FUNDAPEC

FUNDAPEC

140 months on Kiva
Dominican Republic
25.30% 17.44%
10.23% 0.01%
Inactive
81.39% 1.14%
7.72% 0.46%
8.49% 2.05%
Inactive
0.00% 0.36%
EDESA

EDESA

192 months on Kiva
Costa Rica
Panama
0.00% 1.91%
9.34% 1.09%
2.50% 0.14%
23.65% 0.17%
37.68% 0.26%
0.00% 0.00%
18.38% 0.00%
0.00% 0.00%
9.61% 0.00%
1.75% 1.71%
0.00% 0.00%
11.33% 1.04%
Inactive
98.89% 11.56%
CIDRE

CIDRE

187 months on Kiva
Bolivia
100.00% 1.15%
0.53% 0.03%
2.16% 0.00%
0.34% 0.00%
2.28% 0.00%
0.27% 0.00%
33.84% 0.00%
49.71% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 17.68%
5.05% 0.23%
2.74% 0.00%
Inactive
47.83% 0.00%
Paused
80.24% 1.09%
2.97% 0.00%
71.85% 0.26%
Inactive
0.00% 0.00%
1.35% 0.73%
33.58% 2.31%
3.72% 0.25%
Kepler

Kepler

115 months on Kiva
Rwanda
0.00% 0.00%
3.03% 0.80%
Milaap

Milaap

122 months on Kiva
India
N/A N/A
4.30% 0.03%
0.00% 0.00%
0.14% 0.02%
0.91% 0.00%
ADICLA

ADICLA

150 months on Kiva
Guatemala
3.24% 1.39%
1.99% 1.17%
10.09% 5.76%
Novica

Novica

152 months on Kiva
Nicaragua
United States
Peru
Indonesia
Guatemala
Ghana
Mexico
El Salvador
Brazil
Thailand
India
Costa Rica
Kyrgyzstan
Tajikistan
Uzbekistan
Kazakhstan
1.38% 0.01%
11.41% 7.85%
100.00% 0.26%
8.15% 1.43%
Inactive
0.00% 1.68%
IMPRO

IMPRO

215 months on Kiva
Bolivia
100.00% 0.24%
89.85% 0.32%
0.14% 0.00%
0.00% 0.00%
0.00% 0.00%
45.97% 0.00%
1.80% 0.00%
0.00% 0.00%
0.00% 0.00%
15.94% 1.50%
0.05% 0.00%
19.90% 0.00%
Inactive
85.32% 0.26%
9.64% 1.03%
100.00% 0.00%
Impact Hub

Impact Hub

92 months on Kiva
South Africa
Ghana
Brazil
Mexico
El Salvador
0.00% 0.00%
0.00% 0.00%
15.75% 0.24%
0.00% 0.00%
Paused
100.00% 0.00%
1.09% 0.03%
NESsT

NESsT

118 months on Kiva
Brazil
Peru
Chile
Colombia
1.61% 10.61%
3.34% 0.36%
Paused
100.00% 0.58%
7.17% 1.37%
1.83% 0.12%
Inactive
3.28% 0.00%
Wedu

Wedu

125 months on Kiva
Cambodia
Thailand
Nepal
Indonesia
Philippines
Vietnam
0.00% 0.00%
Vahatra

Vahatra

120 months on Kiva
Madagascar
9.41% 0.10%
0.00% 4.74%
Inactive
0.00% 0.00%
Paused
100.00% 5.92%
Inactive
0.00% 8.56%
Paused
100.00% 0.00%
12.30% 7.64%
1.61% 4.41%
Paused
0.00% 3.75%
44.26% 0.10%
Paused
86.70% 0.00%
6.78% 1.02%
Paused
85.65% 0.62%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
43.74% 0.00%
0.00% 0.00%
7.90% 77.53%
100.00% 0.00%
0.00% 0.00%
N/A N/A
6.47% 0.00%
0.00% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
40.00% 0.00%
0.03% 2.96%
0.00% 0.00%
49.99% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
Fansoto

Fansoto

51 months on Kiva
Senegal
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
Inactive
0.00% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
4.85% 3.01%
0.00% 0.00%
100.00% 0.00%
16.67% 0.00%
100.00% 0.00%
100.00% 0.00%
100.00% 0.00%
100.00% 0.00%
0.00% 0.00%
100.00% 11.23%
Uncharted

Uncharted

103 months on Kiva
United States
Kenya
Colombia
Canada
Mexico
Cambodia
Tanzania
Uganda
Inactive
0.00% 5.00%
7.88% 0.00%
3.83% 0.10%
Nexus For Development

Nexus For Development

124 months on Kiva
Lao PDR
Malawi
India
Cambodia
Myanmar (Burma)
Indonesia
Philippines
60.65% 0.00%
3.24% 0.78%
27.94% 0.23%
Paused
98.20% 4.91%
Inactive
100.00% 34.48%
Inactive
100.00% 60.14%
PAC

PAC

140 months on Kiva
Nicaragua
United States
1.26% 1.95%
Inactive
59.91% 7.92%
0.00% 0.00%
Inactive
0.00% 8.86%
4.10% 2.27%
3.52% 5.04%
Paused
100.00% 0.40%
Paused
100.00% 0.72%
FAPE

FAPE

206 months on Kiva
Guatemala
3.32% 1.24%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
100.00% 0.00%
100.00% 0.00%
Aflore

Aflore

34 months on Kiva
Colombia
Paused
90.35% 0.00%
91.42% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
YIKRI

YIKRI

77 months on Kiva
Burkina Faso
14.96% 0.35%
97.31% 9.58%
Inactive
100.00% 0.86%
Inactive
0.00% 5.98%
Inactive
88.10% 4.29%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Inactive
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Inactive
0.00% 79.48%