Make a loan, change a life.

With Kiva you can lend as little as $25 and make a big change in someone's life.

Find a borrower

How Kiva works

Puzzle pieces icon

Get started

Choose a borrower who inspires you or choose a cause you support.


Lend manually or automatically.

Piggy bank icon

Get repaid

Kiva borrowers have a 96% repayment rate historically.



Change more lives by relending your money over and over again.

It's a loan,
not a donation

Kiva is a loan, not a donation, allowing you to cycle your money and create a personal impact across the world. Plus, you can withdraw your funds at any time.

100% of your loan goes to supporting borrowers.

homepage stats icon 1

Our community has funded over $1.6 billion in loans.

homepage stats icon 2

Kiva borrowers have a 96% repayment rate.

homepage stats icon 3

The Kiva community spans 77 countries and 1.9M lenders.

This morning I made microloans to a bakery in Samoa and a general store in Rwanda. I've been lending on Kiva since 2009 and I'm excited every time I get an email that I've received repayments and can make another loan.


Kiva Lender

It's easy to make a difference in someone's life through Kiva. Just made my 11th loan to a single mother in Nicaragua. Constantly blown away by the impact from the same $25 being lent over and over again.


Kiva lender

“We’re proud to feature Kiva as a customer in our international campaign, highlighting their efforts to make the impossible achievable by expanding financial access across the globe.”

Colin McRae, VP of Brand Marketing & Creative Strategy @ Slack

Make a loan today!

Find a borrower