From León, Nicaragua, meet the Siempre Positive communal association in their second loan cycle and formed by 9 clients. They characterize themselves as being responsible with their payments. The businesses which predominate are selling tortillas, selling cosmetics, buying and selling pigs, selling phone top-ups, and selling fragrances.
Martha Ruth (wearing a pink shirt, black leggings, and black and white athletic shoes) is 61 years old. She considers herself to be a helpful and responsible person. She is single and has four children (three sons and a daughter) and they are all professionals.
Her business is selling fragrances and selling phone top-ups and she has had it for 5 years. What she likes the most about her business is that the sale of her products generates income for her. The challenge she has faced with her business is giving credit and sometimes the customers do not make their payments on time.
She will invest the loan in the purchase of 12 men's fragrances, 12 women's fragrances, and the purchase of Tigo and Claro top-ups. Her hope and dream for the future is to grow her business to sell a variety of products and, so, to have better earnings.
She advised all women to be dedicated and focus on their businesses to get ahead. She is counting on you in order to continue progressing with her family!
In this group: Byron Francisco , Esmeralda De Jesus , Maria De Los Santos , Yahosca Carolina , Jose Ramon , Martha Ruth , Claudia Mercedes , Tania Lisseth , Vicky Yaritza
Translated from Spanish by Kiva volunteer Wendy H. View original language description.